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Mortgages

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Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Illustrated graphic featuring a man giving a child a piggyback ride
It requires not one, but two mortgages. But it can get you closer to that dream home.
Cellist plays on porch during coronavirus
Answers to borrowers most common mortgage forbearance questions
A center hall Colonial-style home with trees in front yard
It’s the reason your mortgage lender gets paid back first from your home sale’s proceeds.
Brick home with landscaped front yard
They’re upfront expenses you pay on closing day. And they can mount into the thousands.
Family watering garden in backyard on summer morning
This former tax break for homebuyers has been discontinued. Here are alternatives.
Imagine a mortgage with a fixed interest rate, but a monthly payment that varies.
A single-family home with attached two-car garage
If the deed of reconveyance hasn’t been recorded, don’t panic.
Illustrated collage featuring an image of a house
The seller playing lender can help buyers, but there are risks on both sides.
An image of a silver SUV against a light screen square on a dark green background.
Here’s how to refinance a car loan and save.
A person is in their home office calculating their taxes
Cash-out refinances have implications at tax time.
A house on a stack of money
Mortgage rates rise amid swings In markets
Image of a house
You pay a lump sum now to cut future monthly payments. But there are drawbacks.
A single-family home in suburban Michigan
How do you pay back a reverse mortgage, and when is it necessary?
Man at home working
First, you cry. Then you fix the issue. Here’s how.
A contractor installs insulation
You can get an EEM through many of the same lenders that offer mortgages.
Illustration of a money bag sitting in a tire. An empty gas meter is overlaid on the tire.
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
Here are the best mortgage lenders for May 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
Wooden house in neighborhood
It’s like a mortgage, only it makes foreclosure a lot easier. Homebuyer beware.
An aerial of homes in a neighborhood
After several missed payments, your lender can start the foreclosure process.
A forest fire in California
If you’re a homeowner impacted by the Los Angeles wildfires, contact your mortgage servicer as soon as possible.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Wide shot of a home on the east coast during autumn
Some seemingly-dead second mortgages are coming back to life demanding payment.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.