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Mortgages

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Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A group of townhouses
In short, without guaranteed mortgages, there would be a lot fewer home sales.
Illustrated collage featuring a tree growing behind a house
If you’ve got some extra cash, should you throw it at your mortgage?
A house on a stack of money
Mortgage rates dip amid swings In markets
Illustrated design of the roof of a house opening up and money being inserted
The average down payment for first-time homebuyers is considerably less than the oft-quoted 20 percent down payment requirement.
How much are VA closing costs?
They’re often lower, but they still can add up. Here’s what to look for.
1950s style wooden home
The higher your score, the better your approval chances, and the lower the interest rate.
A closeup of a bank-owned open house sign
Bank-owned properties are typically foreclosed. They are sometimes called real-estate owned or REO.
Illustrated collage featuring gears behind a house
Adjustable mortgages have lower interest rates — at first. But be ready when it resets.
A house on a stack of money
Mortgage rates dip amid swings In markets
Agent talking with a couple in front of a laptop
Here’s how PMI removal works.
Here are some of the best mortgage refinance lenders in 2025.
A house on a stack of money
Mortgage rates dip amid swings In markets
Illustrated collage featuring a family sitting together on a couch
It takes a bit of strategy. Here’s what you need to know, in seven handy tips.
Portrait of bearded man sitting at a table at home filling out a document with pitcher and glass on the table in front of him
A lender may not let you remove a car loan co-signer without refinancing.
Couple discussing finances on a couch
You can cut your total mortgage interest in half, but there’s one big catch.
Here are the best mortgage lenders for June 2025.
Here are some of the best mortgage refinance lenders in 2025.
Here are the best mortgage lenders for June 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
Wooden house in neighborhood
It’s like a mortgage, only it makes foreclosure a lot easier. Homebuyer beware.
An aerial of homes in a neighborhood
After several missed payments, your lender can start the foreclosure process.
A forest fire in California
If you’re a homeowner impacted by the Los Angeles wildfires, contact your mortgage servicer as soon as possible.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Wide shot of a home on the east coast during autumn
Some seemingly-dead second mortgages are coming back to life demanding payment.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.