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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Woman using packing tape to seal boxes
Here’s how to find down payment assistance and what you’ll need to qualify.
A single-family ranch-style home with attached garage
The home seller becomes your lender In this obscure financing option.
A group of townhouses
In short, without guaranteed mortgages, there would be a lot fewer home sales.
Illustrated collage featuring a tree growing behind a house
If you’ve got some extra cash, should you throw it at your mortgage?
A house on a stack of money
Mortgage rates dip amid swings In markets
Illustrated design of the roof of a house opening up and money being inserted
The average down payment for first-time homebuyers is considerably less than the oft-quoted 20 percent down payment requirement.
How much are VA closing costs?
They’re often lower, but they still can add up. Here’s what to look for.
1950s style wooden home
The higher your score, the better your approval chances, and the lower the interest rate.
A house on a stack of money
Mortgage rates dip amid swings In markets
Agent talking with a couple in front of a laptop
Here’s how PMI removal works.
Here are some of the best mortgage refinance lenders in 2025.
A house on a stack of money
Mortgage rates dip amid swings In markets
Illustrated collage featuring a family sitting together on a couch
It takes a bit of strategy. Here’s what you need to know, in seven handy tips.
Portrait of bearded man sitting at a table at home filling out a document with pitcher and glass on the table in front of him
A lender may not let you remove a car loan co-signer without refinancing.
Couple discussing finances on a couch
You can cut your total mortgage interest in half, but there’s one big catch.
Here are the best mortgage lenders for June 2025.
Here are some of the best mortgage refinance lenders in 2025.
Here are the best mortgage lenders for June 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
Illustrated collage featuring a row of houses
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.
A single-family home with attached garage and two cars in the driveway
Up to four, usually. But it’s complicated.
House in the woods
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
A couple unwrapping/packing boxes in the kitchen
Yes, you can own again. But it’ll take patience and a strong financial profile.
photo illustration of red for sale sign with "foreclosure" beneath it
Buying a foreclosed home is complicated. Here’s a step-by-step guide.
Tensed couple looking over bills
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?