Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

Home with mask in the foreground
While mortgage rates have decreased recently, the high cost of homeownership is leaving would-be buyers on the sidelines.
A small 1950s-style home
It might not be as much as you think.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
Young couple and their agent talking about plans on a meeting in the office.
Here’s why you can’t believe the hype.
People together in a meeting room
Both strategies have merit. Here’s what to consider.
Older woman using resistance bands to exercise
It can be tougher to qualify. Here’s why, and how to bridge the gap.
A two-story home with attached garage and columns
It’s important to understand how this policy contrasts with other insurance.
photo illustration of a house with a money bag and fanned-out cash
Paying all-cash saves you money and time, but a mortgage has financial benefits too.
Close up of woman leaning on her hand while looking at laptop
If you’re worried about making auto loan payments, look into car loan modification.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
Older woman using resistance bands to exercise
It can be tougher to qualify. Here’s why, and how to bridge the gap.
A salesperson and a customer discuss a car
Auto leases can come with upsells and costly fees. Beware these 9 car leasing traps.
First, you celebrate. But remember: You’ve got some new obligations too.
How to get equity out of the house you’ve paid off
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
Illustrated design features money shaped as a house
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
How much home equity do I need for a mortgage refinance?
There are many refinance options based on level of equity.
Here are the best mortgage lenders for April 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
Homebuyers sign mortgage documents
It’s what we think of when we think “mortgage”: a big loan used to buy a home.
Woman sitting down on a couch
Don’t give up on trying to keep your home. One of these strategies might rescue you.
If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.
Image of a white house surrounded by greenery
And what do their differences mean for you, the mortgage borrower?
Wooden house in neighborhood
It’s like a mortgage, only it makes foreclosure a lot easier. Homebuyer beware.
An aerial of homes in a neighborhood
After several missed payments, your lender can start the foreclosure process.