Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

Illustrated collage featuring a house
It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.
Wide shot of smiling couple walking into home for sale during open house
This type of mortgage might save you money in the long run.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
Couple sitting on a couch in front of a laptop
It can be a smart move, but don’t get trapped by surprise terms.
Yellow house with trees
You’ll need to do a bit of legwork to find a good fit, but it’s worth it to get one of these loans.
A house on a stack of money
Mortgage rates rose this week amid market volatility.
Illustrated collage featuring a row of houses
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A large house. Blaring sirens juxtaposed
Homeownership is still very much a symbol of the American Dream.
Illustrated collage featuring a house
It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
A house on a stack of money
Mortgage rates rose this week amid market volatility.
Close up of mother driving teenage son
If you need space in your budget, here’s how to get a lower car payment.
Military man wearing fatigues standing outside of his home
A fast and easy way to cut the interest payments on your VA home mortgage.
Close up of woman leaning on her hand while looking at laptop
If you’re worried about making auto loan payments, look into car loan modification.
Older woman using resistance bands to exercise
It can be tougher to qualify. Here’s why, and how to bridge the gap.
A salesperson and a customer discuss a car
Auto leases can come with upsells and costly fees. Beware these 9 car leasing traps.
Here are the best mortgage lenders for April 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
San Francisco homes
San Francisco had the most homes topping list price in December.
house with snow
The National Association of Realtors expects price appreciation to dip below 3% in 2022.
Chicago homes and skyline
See which markets are more likely to reward renting over buying, and vice-versa.
Welcome to Texas sign
Texas and Florida added the most new residents. New York and Illinois lost the most.
Senate Majority Leader Mitch McConnell (R-KY) talks with reporters.
It’s an “in case of fire, break glass” kind of moment.
President-elect Joe Biden
Biden’s housing platform attacks affordability issues.
woman in mask
U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
Envelopes
Readers ask: How low can mortgage rates possibly go?