Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

Man looking over paperwork at home
Though there’s buzz around mortgage accelerator loans, they aren’t for everyone.
Front view of the UWM building
United Wholesale Mortgage claims the top spot on the latest list.
Illustrated collage featuring two people admiring a house
In short, it’s a mortgage not guaranteed by the government. Is it the right one for you?
Woman using a laptop on a sofa
Don’t let lack of knowledge hold you back from refinancing.
Man and woman arriving home
With so many unknowns, mortgage rates could stay within a narrow range.
Home with mask in the foreground
While mortgage rates have decreased recently, the high cost of homeownership is leaving would-be buyers on the sidelines.
A small 1950s-style home
It might not be as much as you think.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
Close up of woman leaning on her hand while looking at laptop
If you’re worried about making auto loan payments, look into car loan modification.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
Older woman using resistance bands to exercise
It can be tougher to qualify. Here’s why, and how to bridge the gap.
A salesperson and a customer discuss a car
Auto leases can come with upsells and costly fees. Beware these 9 car leasing traps.
First, you celebrate. But remember: You’ve got some new obligations too.
How to get equity out of the house you’ve paid off
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
Illustrated design features money shaped as a house
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
How much home equity do I need for a mortgage refinance?
There are many refinance options based on level of equity.
Here are the best mortgage lenders for April 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
A closeup of a bank-owned open house sign
Bank-owned properties can be a fit for a specific type of homebuyer or investor, but they can be difficult to find in today’s market.
A couple sitting on a couch together, discussing an issue
If a hidden debt or other financial betrayal leaves you struggling to pay your mortgage, don’t wait.
blue house being auctioned off, yellow auction sign out front
Real estate auctions are complicated, and can be very competitive.
A two-story home with porch
A bargain and sale deed can crop up in foreclosure or tax sales. Here’s what it means.
Red rain boots at front door with welcome mat
Read this to avoid losing your down payment or rent deposit to a scammer.
Colorful town houses in Portland Oregon
It can shield you from financial claims or taxes imposed on your home.
Row of small brick bungalow houses with gables
Judicial foreclosures, as opposed to non-judicial ones, are executed in the court system — meaning they involve a lawsuit.
Before a long-distance relocation, some soul searching and some research are in order.