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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Wide shot of smiling couple walking into home for sale during open house
This type of mortgage might save you money in the long run.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
Couple sitting on a couch in front of a laptop
It can be a smart move, but don’t get trapped by surprise terms.
Yellow house with trees
You’ll need to do a bit of legwork to find a good fit, but it’s worth it to get one of these loans.
A house on a stack of money
Mortgage rates rose this week amid market volatility.
Illustrated collage featuring a row of houses
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A large house. Blaring sirens juxtaposed
Homeownership is still very much a symbol of the American Dream.
It’s a hybrid product that can combine the best of both borrowing worlds.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
A house on a stack of money
Mortgage rates rose this week amid market volatility.
Close up of mother driving teenage son
If you need space in your budget, here’s how to get a lower car payment.
Military man wearing fatigues standing outside of his home
A fast and easy way to cut the interest payments on your VA home mortgage.
Close up of woman leaning on her hand while looking at laptop
If you’re worried about making auto loan payments, look into car loan modification.
Older woman using resistance bands to exercise
It can be tougher to qualify. Here’s why, and how to bridge the gap.
A salesperson and a customer discuss a car
Auto leases can come with upsells and costly fees. Beware these 9 car leasing traps.
First, you celebrate. But remember: You’ve got some new obligations too.
Here are the best mortgage lenders for April 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
Image of a white house surrounded by greenery
And what do their differences mean for you, the mortgage borrower?
Wooden house in neighborhood
It’s like a mortgage, only it makes foreclosure a lot easier. Homebuyer beware.
An aerial of homes in a neighborhood
After several missed payments, your lender can start the foreclosure process.
A forest fire in California
If you’re a homeowner impacted by the Los Angeles wildfires, contact your mortgage servicer as soon as possible.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Cellist plays on porch during coronavirus
Answers to borrowers most common mortgage forbearance questions
Wide shot of a home on the east coast during autumn
Some seemingly-dead second mortgages are coming back to life demanding payment.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.