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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Illustrated design features money shaped as a house
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
A comprehensive list to help you find the right financing tool for your dream home.
A small cottage-style home with attached garage
If you’re shopping for a mortgage, you better know what it means.
How much home equity do I need for a mortgage refinance?
There are many refinance options based on level of equity.
design image of a couple standing in front of their home
We asked Bankrate staff for one thing they wish they had known before getting a mortgage and owning a home. Here’s what they said.
The exterior of a single-family home with dormers and yard
Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.
Two people drinking a hot beverage
As a homeowner, you don’t know it, but it affects who may actually own your home loan.
Two people signing documents with an agent
Be ready to answer these questions, and know what a lender can’t ask.
How to get equity out of the house you’ve paid off
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
Illustrated design features money shaped as a house
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
How much home equity do I need for a mortgage refinance?
There are many refinance options based on level of equity.
The exterior of a single-family home with dormers and yard
Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
Soldier in uniform coming home and his family
If you qualify, a VA refinance can be a great way to snag a low rate.
Illustrated image with a man and a dog
How to calculate if the costs outweigh the benefits.
Homebuyers with their real estate agent tour a listing.
It means you need to have money on hand to get a mortgage. And like fine wine — the longer, the better.
Here are the best mortgage lenders for April 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
A closeup of a bank-owned open house sign
Bank-owned properties can be a fit for a specific type of homebuyer or investor, but they can be difficult to find in today’s market.
A couple sitting on a couch together, discussing an issue
If a hidden debt or other financial betrayal leaves you struggling to pay your mortgage, don’t wait.
blue house being auctioned off, yellow auction sign out front
Real estate auctions are complicated, and can be very competitive.
A two-story home with porch
A bargain and sale deed can crop up in foreclosure or tax sales. Here’s what it means.
Red rain boots at front door with welcome mat
Read this to avoid losing your down payment or rent deposit to a scammer.
Colorful town houses in Portland Oregon
It can shield you from financial claims or taxes imposed on your home.
Row of small brick bungalow houses with gables
Judicial foreclosures, as opposed to non-judicial ones, are executed in the court system — meaning they involve a lawsuit.
Before a long-distance relocation, some soul searching and some research are in order.