Mortgages
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
Reviews & tools
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Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for April 2025.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
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It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
A comprehensive list to help you find the right financing tool for your dream home.
If you’re shopping for a mortgage, you better know what it means.
There are many refinance options based on level of equity.
What’s one thing you wish you knew before getting a mortgage? Bankrate staff share their experiences
We asked Bankrate staff for one thing they wish they had known before getting a mortgage and owning a home. Here’s what they said.
Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.
As a homeowner, you don’t know it, but it affects who may actually own your home loan.
Be ready to answer these questions, and know what a lender can’t ask.
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
There are many refinance options based on level of equity.
Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
If you qualify, a VA refinance can be a great way to snag a low rate.
How to calculate if the costs outweigh the benefits.
It means you need to have money on hand to get a mortgage. And like fine wine — the longer, the better.
Here are the best mortgage lenders for April 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
Here’s what to know about loss mitigation and mortgage relief.
Underwater mortgages can occur during an economic downturn when home values fall.
Trust us, you don’t want to trigger it. Here’s why.
Though the pandemic emergency has ended, mortgage borrowers still have relief options.
This legal process could help you keep your home — but it comes with a catch.
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.