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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Homebuyers with their real estate agent tour a listing.
It means you need to have money on hand to get a mortgage. And like fine wine — the longer, the better.
Portrait of young couple in front of new home
Among other things, it helps lenders decide whether you’ll be able to repay your loan.
Couple sits in front of home
Government layoffs at HUD, the FHFA and the CFPB could impact consumers — but for now, little has changed.
Here are the best mortgage lenders for April 2025.
An apartment building in the suburbs of Dallas, Texas
Yes, you can buy a house with a low income.
A house on a sunny day
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in March 2025 and beyond.
Private mortgage insurance (PMI) federal income tax deduction returns
Homeowners who are paying PMI may be able to deduct this cost once again. Here’s how.
A couple standing together, the man is holding a key
Earning some money from your property doesn’t automatically make it an investment.
Illustrated image with a man and a dog
How to calculate if the costs outweigh the benefits.
Homebuyers with their real estate agent tour a listing.
It means you need to have money on hand to get a mortgage. And like fine wine — the longer, the better.
Here are the best mortgage lenders for April 2025.
Tire swing hanging on a tree at a house
It’s an easy way to swap out your FHA loan — provided you qualify.
A salesperson and a customer discuss a car
Auto leases can come with upsells and costly fees. Beware these 9 car leasing traps.
A contractor installs backsplash in a kitchen
A VA cash-out refinance can help you save money, but it isn’t free.
How to refinance a house you’re renting out
No, it’s not exactly the same as refinancing your home’s mortgage.
A couple speaks with a financial advisor.
You need to crunch numbers to see if a refi makes sense.
Here are the best mortgage lenders for April 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
Homebuyers sign mortgage documents
It’s what we think of when we think “mortgage”: a big loan used to buy a home.
Woman sitting down on a couch
Don’t give up on trying to keep your home. One of these strategies might rescue you.
If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.
Image of a white house surrounded by greenery
And what do their differences mean for you, the mortgage borrower?
Wooden house in neighborhood
It’s like a mortgage, only it makes foreclosure a lot easier. Homebuyer beware.
An aerial of homes in a neighborhood
After several missed payments, your lender can start the foreclosure process.