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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Illustrated collage of: A hand holding a pencil with a house made of money
It’s the fun part, when you get your money. But you have to be ready when it ends.
They’re a financial cushion to meet your monthly payments. But what makes them mandatory?
A bank representative helps a customer with buying a home.
Providing proof of funds is usually a requirement of the homebuying process.
Illustrated graphic featuring a home
These home equity loans can be a source of cash for seniors, albeit a costly one.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
A one-story single-family home and yard
Here’s how to cut this monthly insurance cost it if you’re eligible.
Illustrated collage featuring a set of row houses on a sunny day
Is one better than the other? Here are the pros and cons of each.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
What is a second mortgage, and how does it work?
It can have huge benefits — if you do it right.
A one-story single-family home and yard
Here’s how to cut this monthly insurance cost it if you’re eligible.
Here are the best mortgage lenders for May 2025.
A house on a stack of money
Mortgage rates retreat amid swings In markets
A woman searches for mortgage rates on her phone with her child in tow
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
A mortgage loan officer meets with a borrower.
For borrowers with credit dings or unusual financials, manual underwriting can be key.
A dad and his two children riding bicycles together
The cash you’ll get comes at cost. Here’s how to minimize it.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
Here are some of the best jumbo mortgage lenders in 2024.
Here are some of the best lenders for low- and no-down payment mortgages in 2024.
Here are some of the best mortgage lenders in Texas in 2024.
Here are some of the best mortgage lenders in California in 2024.
Here are some of the best no-fee mortgage lenders in 2024.
Here are some of the best cash-out refinance lenders in 2024.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
Man on his laptop at night
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
Illustrated collage featuring a row of houses
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.