Mortgages
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
Reviews & tools
Editor's picks
Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Yes, shopping around can make a difference and save you thousands.
Here are the best mortgage lenders for October 2024.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
You have to know all the questions to give the right answers.
What to expect from start to finish when lenders evaluate you for a home loan.
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A HELOC has low interest rates, but it requires you to use your home as collateral.
If the martial home has a lien on it, things can get complicated.
Want to borrow against your home’s value? Be ready to meet these criteria.
Here’s how to cut this monthly insurance cost it if you’re eligible.
Bankrate Chief Financial Analyst Greg McBride shares his take on what will happen to mortgage rates in 2025.
Here are the best mortgage lenders for October 2024.
Mortgage rates trended up this week.
They are largely gone, but that doesn’t necessarily mean you can get any size VA loan you want.
There are many mortgage refinance options, and more than one might suit your needs. Here’s how to choose the best one.
Trust us, you don’t want to trigger it. Here’s why.
For borrowers with credit dings or unusual financials, manual underwriting can be key.
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
If you need space in your budget, here’s how to get a lower car payment.
Find out if your lender can offer you a better deal.
RateGenius is better for speed. Upstart is the right pick if you have bad credit.
You save a chunk of cash upfront, but it may cost you more in the long run.
Here are the best mortgage lenders for October 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Answers to borrowers most common mortgage forbearance questions
Some seemingly-dead second mortgages are coming back to life demanding payment.
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Insolvency is a difficult financial situation, but it doesn’t have to last forever.