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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Man and woman arriving home
With so many unknowns, mortgage rates could stay within a narrow range.
Home with mask in the foreground
While mortgage rates have decreased recently, the high cost of homeownership is leaving would-be buyers on the sidelines.
A small 1950s-style home
It might not be as much as you think.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
Young couple and their agent talking about plans on a meeting in the office.
Here’s why you can’t believe the hype.
People together in a meeting room
Both strategies have merit. Here’s what to consider.
Older woman using resistance bands to exercise
It can be tougher to qualify. Here’s why, and how to bridge the gap.
A two-story home with attached garage and columns
It’s important to understand how this policy contrasts with other insurance.
Imagine of a house on a lake
A cash-out refi lets you tap your home equity in cash. See if it’s right for you.
Couple negotiates at an auto dealership
Auto rebates are money-back deals from manufacturers that lower vehicles’ costs.
Car dealer talking with customers
These car dealership tricks help salespeople maximize their profits.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
A woman searches for mortgage rates on her phone with her child in tow
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
Couple discussing finances on a couch
You can cut your total mortgage interest in half, but there’s one big catch.
Illustrated collage featuring a family sitting together on a couch
It takes a bit of strategy. Here’s what you need to know, in seven handy tips.
Illustration of a tire and moneybag
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
Here are the best mortgage lenders for April 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
A single-family home with attached garage and two cars in the driveway
Up to four, usually. But it’s complicated.
House in the woods
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
A couple unwrapping/packing boxes in the kitchen
Yes, you can own again. But it’ll take patience and a strong financial profile.
photo illustration of red for sale sign with "foreclosure" beneath it
Buying a foreclosed home is complicated. Here’s a step-by-step guide.
Tensed couple looking over bills
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Couple reviewing financial statements
A deficiency judgment in real estate could have lasting impact on your credit and finances.