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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

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4.6
Rating: 4.6 stars out of 5
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The latest

middle class homeowners
A key part of the American Dream grows out of reach for many.
A house on a stack of money
How low will they go?
Front view of the UWM building
UWM claims the top spot on the latest list.
Modern bedroom
Knowing the differences among equity loans will help you make the right choice.
A comprehensive list to help you find the right financing tool for your dream home.
A woman searches for mortgage rates on her phone with her child in tow
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
Illustrated collage featuring a house with colorful graphics behind it
Hard to avoid it if your down payment is low. But must you pay this extra fee forever?
A soldier embracing her young child
Learn the essentials of this popular mortgage before you apply.
Close up of mother driving teenage son
If you need space in your budget, here’s how to get a lower car payment.
Young couple speaking to a banker
Find out if your lender can offer you a better deal.
A young black woman and her mother drive a car.
RateGenius is better for speed. Upstart is the right pick if you have bad credit.
Illustrated collage featuring a row of houses with a blue circle rising behind them
You save a chunk of cash upfront, but it may cost you more in the long run.
Older woman using resistance bands to exercise
It can be tougher to qualify. Here’s why, and how to bridge the gap.
Agent talking with a couple in front of a laptop
Use these tactics to lower your monthly mortgage payment.
Red and Gray Row Houses in Suburbia
Consumers have a variety of ways to invest in real estate, including many options beyond just becoming a landlord.
Close up of woman leaning on her hand while looking at laptop
If you’re worried about making auto loan payments, look into car loan modification.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Cellist plays on porch during coronavirus
Answers to borrowers most common mortgage forbearance questions
Wide shot of a home on the east coast during autumn
Some seemingly-dead second mortgages are coming back to life demanding payment.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
The Liberty Bridge stretches across the roaring Reedy River in Greenville, SC, as floodwaters churn below.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?