Mortgages
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
Reviews & tools
Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for March 2025.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
The trusted provider of accurate rates and financial information
News highlights
The latest
Yes, you can buy a house with a low income.
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in March 2025 and beyond.
Homeowners who are paying PMI may be able to deduct this cost once again. Here’s how.
Earning some money from your property doesn’t automatically make it an investment.
The combined companies aim to streamline the homebuyer experience.
Up to four, usually. But it’s complicated.
Wondering what to ask a mortgage lender when you’re shopping around for offers? Here’s a list of questions to ask a mortgage loan officer.
It’s an easy way to swap out your FHA loan — provided you qualify.
A huge home-value gap has opened up between coastal cities and the rest of the U.S.
One readers asks: When will we be out of this economic downturn?
A reader asks: Should I pay down my mortgage or contribute more to retirement?
Readers want to know: Will economic disruption cause home prices to fall?
One reader asks: With interest rates so low, is it a good idea to invest in real estate?
Find out what you can do if your stimulus check was deposited into the wrong account.
See whether it’s smart to tap retirement savings to pay down debt.
Bankrate’s experts answer reader questions each week.
Here are the best mortgage lenders for March 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
Up to four, usually. But it’s complicated.
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
Yes, you can own again. But it’ll take patience and a strong financial profile.
Buying a foreclosed home is complicated. Here’s a step-by-step guide.
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
Is a Fannie Mae HomePath property right for you?
It’s not the end if you miss just one. But don’t make a habit of it.
A deficiency judgment in real estate could have lasting impact on your credit and finances.