Mortgages
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
Reviews & tools
Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for April 2025.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
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News highlights
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It means you need to have money on hand to get a mortgage. And like fine wine — the longer, the better.
If you’re a first-time homebuyer in Arizona, help is available.
Among other things, it helps lenders decide whether you’ll be able to repay your loan.
Government layoffs at HUD, the FHFA and the CFPB could impact consumers — but for now, little has changed.
Here are the best mortgage lenders for April 2025.
Yes, you can buy a house with a low income.
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in March 2025 and beyond.
Homeowners who are paying PMI may be able to deduct this cost once again. Here’s how.
See which markets are more likely to reward renting over buying, and vice-versa.
Texas and Florida added the most new residents. New York and Illinois lost the most.
Biden’s housing platform attacks affordability issues.
A reader asks: Do you see the new fee on refinancing mortgages being permanent?
There are many misconceptions about reverse mortgages. Here’s why Bankrate’s expert is a fan of the product.
Here’s what you should do to keep your personal finances as healthy as possible.
One Bankrate experts suggest deposit yields may be close to bottoming out.
U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
Here are the best mortgage lenders for April 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
Up to four, usually. But it’s complicated.
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
Yes, you can own again. But it’ll take patience and a strong financial profile.
Buying a foreclosed home is complicated. Here’s a step-by-step guide.
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
Is a Fannie Mae HomePath property right for you?
It’s not the end if you miss just one. But don’t make a habit of it.
A deficiency judgment in real estate could have lasting impact on your credit and finances.