Mortgages
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
Reviews & tools
Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for March 2025.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
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News highlights
The latest
Yes, you can buy a house with a low income.
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in March 2025 and beyond.
Homeowners who are paying PMI may be able to deduct this cost once again. Here’s how.
Earning some money from your property doesn’t automatically make it an investment.
The combined companies aim to streamline the homebuyer experience.
Up to four, usually. But it’s complicated.
Wondering what to ask a mortgage lender when you’re shopping around for offers? Here’s a list of questions to ask a mortgage loan officer.
It’s an easy way to swap out your FHA loan — provided you qualify.
It’s an easy way to swap out your FHA loan — provided you qualify.
Auto leases can come with upsells and costly fees. Beware these 9 car leasing traps.
A VA cash-out refinance can help you save money, but it isn’t free.
No, it’s not exactly the same as refinancing your home’s mortgage.
You need to crunch numbers to see if a refi makes sense.
Tapping your home to upgrade your home: A good idea, but beware the potential pitfalls.
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
The bottom line: You can choose to refinance, but you’re forced into a loan modification.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
Here are some of the best jumbo mortgage lenders in 2024.
Here are some of the best lenders for low- and no-down payment mortgages in 2024.
Here are some of the best mortgage lenders in Texas in 2024.
Here are some of the best mortgage lenders in California in 2024.
Here are some of the best no-fee mortgage lenders in 2024.
Here are some of the best cash-out refinance lenders in 2024.
Up to four, usually. But it’s complicated.
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
Yes, you can own again. But it’ll take patience and a strong financial profile.
Buying a foreclosed home is complicated. Here’s a step-by-step guide.
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
Is a Fannie Mae HomePath property right for you?
It’s not the end if you miss just one. But don’t make a habit of it.
A deficiency judgment in real estate could have lasting impact on your credit and finances.