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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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Rating: 4.6 stars out of 5
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The latest

middle class homeowners
A key part of the American Dream grows out of reach for many.
A house on a stack of money
How low will they go?
Front view of the UWM building
UWM claims the top spot on the latest list.
Modern bedroom
Knowing the differences among equity loans will help you make the right choice.
A comprehensive list to help you find the right financing tool for your dream home.
A woman searches for mortgage rates on her phone with her child in tow
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
Illustrated collage featuring a house with colorful graphics behind it
Hard to avoid it if your down payment is low. But must you pay this extra fee forever?
A soldier embracing her young child
Learn the essentials of this popular mortgage before you apply.
The bottom line: You can choose to refinance, but you’re forced into a loan modification.
The best time to refinance a business loan is when you can qualify for loans at lower interest rates.
Portrait of bearded man sitting at a table at home filling out a document with pitcher and glass on the table in front of him
A lender may not let you remove a car loan co-signer without refinancing.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Couple discussing contract terms during meeting with realtor
There are many mortgage refinance options, and more than one might suit your needs. Here’s how to choose the best one.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
A mortgage loan officer meets with a borrower.
For borrowers with credit dings or unusual financials, manual underwriting can be key.
How to get equity out of the house you’ve paid off
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
Here are some of the best mortgage refinance lenders in 2024.
Cellist plays on porch during coronavirus
Answers to borrowers most common mortgage forbearance questions
Wide shot of a home on the east coast during autumn
Some seemingly-dead second mortgages are coming back to life demanding payment.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
The Liberty Bridge stretches across the roaring Reedy River in Greenville, SC, as floodwaters churn below.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?