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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

An apartment building in the suburbs of Dallas, Texas
Yes, you can buy a house with a low income.
A house on a sunny day
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in March 2025 and beyond.
Private mortgage insurance (PMI) federal income tax deduction returns
Homeowners who are paying PMI may be able to deduct this cost once again. Here’s how.
A couple standing together, the man is holding a key
Earning some money from your property doesn’t automatically make it an investment.
Rocket Companies building
The combined companies aim to streamline the homebuyer experience.
A single-family home with attached garage and two cars in the driveway
Up to four, usually. But it’s complicated.
Meeting with a loan officer
Wondering what to ask a mortgage lender when you’re shopping around for offers? Here’s a list of questions to ask a mortgage loan officer.
Tire swing hanging on a tree at a house
It’s an easy way to swap out your FHA loan — provided you qualify.
Tire swing hanging on a tree at a house
It’s an easy way to swap out your FHA loan — provided you qualify.
A salesperson and a customer discuss a car
Auto leases can come with upsells and costly fees. Beware these 9 car leasing traps.
A contractor installs backsplash in a kitchen
A VA cash-out refinance can help you save money, but it isn’t free.
How to refinance a house you’re renting out
No, it’s not exactly the same as refinancing your home’s mortgage.
A couple speaks with a financial advisor.
You need to crunch numbers to see if a refi makes sense.
A homeowner makes improvements to an outdoor deck.
Tapping your home to upgrade your home: A good idea, but beware the potential pitfalls.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
The bottom line: You can choose to refinance, but you’re forced into a loan modification.
Here are the best mortgage lenders for March 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
Discount real estate brokers cut their commissions. Do they axe services too?
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
Borrowers can request forbearance when there’s a change in their financial situation.
A single-story home with yard and driveway
It’s the first step on the road to losing your home. So avoid it.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.
A woman sitting on a porch looking at a laptop
Here are options if your mortgage forbearance plan is expiring.