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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A piggy bank, a model of a house, a stack of coins and two keyrings.
Saving the big chunk of cash you’ll need upfront can be tough. These tactics help.
gray formal livingroom
Yes, you can pay less each month. Not all methods are worth the time or upfront expense, though.
A family hangs out in their living room
It depends on the home closing date. Here’s how to make sure you don’t miss it.
Woman with a cell phone, surrounded by moving boxes.
In some housing markets, you may have room to ask for a price reduction. Here’s how.
A modern house
A lock helps ensure you don’t get burned by rising interest rates before you close.
An apartment garden complex
It covers a particular type of borrower or investor. Newbies needn’t apply.
An MLO is the main point of contact between borrowers and mortgage lenders. Here’s what to know
A woman searches for mortgage rates on her phone with her child in tow
Keep a close watch on mortgage rates if you’re looking to refinance, buy a home or ahead of closing day.
Borrowers meet with a loan officer to refinance their mortgage.
Usually, no. But you still need to have some cash on hand at the closing.
design image of a home and down trending arrow behind it
If you hope to refinance in today’s turbulent market, here’s what to watch.
Illustrated collage featuring a house
It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
Close up of mother driving teenage son
If you need space in your budget, here’s how to get a lower car payment.
Military man wearing fatigues standing outside of his home
A fast and easy way to cut the interest payments on your VA home mortgage.
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It can be tougher to qualify. Here’s why, and how to bridge the gap.
How much home equity do I need for a mortgage refinance?
There are many refinance options based on level of equity.
Here are the best mortgage lenders for August 2025.
Here are some of the best mortgage lenders in Florida in 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
Wooden house in neighborhood
It’s like a mortgage, only it makes foreclosure a lot easier.
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.
Image of a white house surrounded by greenery
And what do their differences mean for you, the mortgage borrower?
A woman sitting on a porch looking at a laptop
Here are options if your mortgage forbearance plan is expiring.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.