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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

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The latest

home equity loan bad credit
Yes, you can get financing, even if you’re not the most creditworthy candidate.
credit score on mobile phone
Fannie Mae and Freddie Mac can now use a new credit-score metric, VantageScore 4.0.
Image of a couple shaking hands with a realtor handing them keys with illustrated graphic features
By comparing mortgage offers, you can potentially save thousands.
Woman looking at her phone in bed.
Submitting a mortgage application can lead some consumers to receive harassing phone calls from lenders — but new legislation may reign them in.
Want to borrow against your home’s value? Be ready to meet these criteria.
Illustrated collage featuring two people admiring a house
In short, it’s a mortgage not guaranteed by the government. Is it the right one for you?
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.
Aerial photo of a neighborhood in Oakwood, Ohio
It could take time for the effects of the new tax law to reach the housing market, and mortgage rates.
A house on a stack of money
Mortgage rates rise amid uncertainty in the markets
Balacing a house and coins
Everything you need to know before you start switching out your home loan.
Tire swing hanging on a tree at a house
It’s an easy way to swap out your FHA loan — provided you qualify.
home equity options
Not all equity-tapping methods are created equal.
A man and a woman in suits stand together in a dealership while looking at a tablet.
These car dealership tricks help salespeople maximize their profits.
Image of a black sedan and a black calculator set against a blue background.
If you’re worried about making auto loan payments, look into car loan modification.
Home next to a broken contract.
If you’re second-guessing your refi or home equity loan, you could have a way out.
A house on a stack of money
Mortgage rates tick down amid uncertainty
Here are the best mortgage lenders for July 2025.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
Aerial view of house roofs in suburban neighborhood
Though the pandemic emergency has ended, mortgage borrowers still have relief options.
A couple sitting on a couch together, discussing an issue
If a hidden debt or other financial betrayal leaves you struggling to pay your mortgage, don’t wait.