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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Mother holding two children
There are multiple schools of thought on how much it should be.
When you get a mortgage, your lender places a mortgage lien on your property.
A father and his young son garden together in their yard.
Many lenders want to get an opinion of your home’s value.
A house on a sunny day
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in March 2025 and beyond.
Illustration of two people walking toward a house
These loans are made for folks who are struggling to afford a home of their own.
A one-story single-family home and yard
Here’s how to cut this monthly insurance cost it if you’re eligible.
Couple looking at paperwork
It might surprise you to know who decides your home loan, and how.
Home and a money bag balancing on a scale
With mortgage rates set to gradually fall, does it make sense to refinance this year?
A father and his young son garden together in their yard.
Many lenders want to get an opinion of your home’s value.
A one-story single-family home and yard
Here’s how to cut this monthly insurance cost it if you’re eligible.
Home and a money bag balancing on a scale
With mortgage rates set to gradually fall, does it make sense to refinance this year?
Here are the best mortgage lenders for August 2025.
A house on a stack of money
Mortgage rates dip while inflation sticks around
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
Illustrated collage featuring a money bag made of UCP fabric and an American flag
There’s a flip side to every form of financing, and VA loans are no exception.
Here are the best mortgage lenders for August 2025.
Here are some of the best mortgage lenders in Florida in 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Illustrated collage featuring a row of houses
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.
A single-family home with attached garage and two cars in the driveway
Up to four, usually. But it’s complicated.
House in the woods
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
A couple unwrapping/packing boxes in the kitchen
Yes, you can own again. But it’ll take patience and a strong financial profile.
photo illustration of red for sale sign with "foreclosure" beneath it
Buying a foreclosed home is complicated. Here’s a step-by-step guide.
Tensed couple looking over bills
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?