Compare current 15-year mortgage rates
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Top offers on Bankrate vs. national average interest rate
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For the week of October 27th, top offers on Bankrate are X% lower than the national average. On a $340,000 30-year loan, this translates to $XXX in annual savings.
Today's national 15-year mortgage rate trends
For today, Thursday, October 31, 2024, the national average 15-year fixed mortgage interest rate is 6.14%, up compared to last week's rate of 6.01%. The national average 15-year fixed refinance interest rate is 6.18%, up compared to last week's rate of 6.02%.
Typically, 15-year mortgage rates are lower than rates on the more popular 30-year loans. Across the board, mortgage costs have stabilized, but could drop some more into next year.
However mortgage rates move, if you need a loan now for a home purchase or refinance, compare offers from at least three different mortgage lenders. You might find considerable differences in rate, or varying fees (often reflected in the APR) and customer service experiences.
Here's how it works:
Enter your details
Answer some questions about your homebuying or refinancing needs to help us find the right lenders for you.
Compare top rates
See competitive mortgage rates from lenders that match your criteria and compare your offers side-by-side.
Choose a lender
After selecting your top options, connect with lenders online or on the phone. Then choose a lender, finalize your details, and lock in your rate.
On Thursday, October 31, 2024, the national average 15-year fixed mortgage APR is 6.22%. The average 15-year fixed refinance APR is 6.26%, according to Bankrate's latest survey of the nation's largest mortgage lenders.
On Thursday, October 31, 2024, the national average 15-year fixed mortgage APR is 6.22%. The average 15-year fixed refinance APR is 6.26%, according to Bankrate's latest survey of the nation's largest mortgage lenders.
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