Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty
Star
Star Empty
Star
Star Empty
Star
Star Empty
Star
Star Empty
Star
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty
Star
Star Empty
Star
Star Empty
Star
Star Empty
Star
Star Empty
Star
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

house for sale
With steep home prices, California metro areas are the nation’s least affordable.
mortgage scam post disaster
Don’t fall for fraudsters’ phony “mortgage relief” offers.
Aerial view of Sun Harbour Boutique Hotel in Surfside, Miami-Dade County, Florida, USA.
Fannie and Freddie have made its post-Surfside condo mortgage rules permanent.
Aerial view of the houses in the suburban areas in Sayerville, New Jersey, USA
The downgrade of U.S. debt created one more reason for mortgage rates to stay at a peak.
Illustrated collage featuring a home on a sunny day
Experts hoped for 5 percent mortgage rates by end of year. Now, not so much.
Illustrated collage featuring a sign that says, "Market st"
The major factor moving mortgage rates? Inflation — still.
Illustrated collage featuring a road sign that says, "Market St" and a suburban town
Mortgage rates were supposed to start falling by now. Will they retreat in June?
Panoramic aerial view of a upscale suburbs in Atlanta
Mortgage rates have shot up this year, but inflation isn’t the only driver.
Does refinancing affect property taxes?
No, there won’t be an immediate impact. But there are some things to watch out for.
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
A woman meets with her lender to refinance her mortgage.
It all depends on how interest rates are trending and how your financials are looking.
A gray accented suburban home with a double garage
It could be a shrewd strategy, as long as the costs suit your budget and timeline.
Couple sitting on a sofa, looking at a laptop
Mortgage rates have fallen, but the imminent Fed cut could make them even more favorable for refinancers.
A woman reviewing documents
From A(RMs) to V(A loans), the most common words mortgage shoppers should know.
Illustrated image with a man and a dog
How to calculate if the costs outweigh the benefits.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Image of houses on a sunny day
Here are the best mortgage lenders for April 2024.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Here are some of the best mortgage refinance lenders in 2024.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
Borrowers can request forbearance when there’s a change in their financial situation.
A single-story home with yard and driveway
It’s the first step on the road to losing your home. So avoid it.