Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty
Star
Star Empty
Star
Star Empty
Star
Star Empty
Star
Star Empty
Star
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty
Star
Star Empty
Star
Star Empty
Star
Star Empty
Star
Star Empty
Star
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

Unless you’re winning on a regular basis, it might be tough to use sports betting income to qualify for a mortgage.
Homebuyers research mortgage lenders.
Although lenders can provide the same end product, not all are created equally.
A boy plays with blocks with his parents; his mother is in the military
Don’t skip this crucial step on your road to homeownership.
An apartment garden complex
It covers a particular type of borrower or investor. Newbies needn’t apply.
A couple standing in front of a laptop
It could be a smart move if interest rates are high. But will the lender allow you to?
Does refinancing affect property taxes?
No, there won’t be an immediate impact. But there are some things to watch out for.
Modern Real Estate Front Exterior Blue and White Color Scheme with landscaping
Yes, you can get financing, even if you’re not the most creditworthy candidate.
Does refinancing affect property taxes?
No, there won’t be an immediate impact. But there are some things to watch out for.
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
A woman meets with her lender to refinance her mortgage.
It all depends on how interest rates are trending and how your financials are looking.
A gray accented suburban home with a double garage
It could be a shrewd strategy, as long as the costs suit your budget and timeline.
Couple sitting on a sofa, looking at a laptop
Mortgage rates have fallen, but the imminent Fed cut could make them even more favorable for refinancers.
A woman reviewing documents
From A(RMs) to V(A loans), the most common words mortgage shoppers should know.
Illustrated image with a man and a dog
How to calculate if the costs outweigh the benefits.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Image of houses on a sunny day
Here are the best mortgage lenders for April 2024.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Here are some of the best mortgage refinance lenders in 2024.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Image of a white house surrounded by greenery
And what do their differences mean for you, the mortgage borrower?
Foreclosed boarded up home
Buying a foreclosed home can be complicated. Learn how to do it like a pro.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
blue house being auctioned off, yellow auction sign out front
Real estate auctions are complicated, and can be very competitive.
A two-story home with porch
A bargain and sale deed can crop up in foreclosure or tax sales. Here’s what it means.
Red rain boots at front door with welcome mat
Read this to avoid losing your down payment or rent deposit to a scammer.