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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A single-family home in Nashville, Tennessee
Here’s how much the fee costs and whether you can negotiate it.
Two people meeting with an agent
There are many options for borrowing money based on a home’s value. Here are two.
A borrower is meeting with a lender and signing documents
Predatory lenders employ many tactics. Here’s what to watch for.
Illustrated collage featuring a young adult holding an infaltn and using a smart device anchored to a wall
Millennials are different from previous generations when it comes to homebuying. Here’s what that looks like.
Aerial shot of a residential neighborhood in Stamford, Connecticut on a sunny day in Fall, looking down on houses and vibrant autumn leaf color on the trees.
A free rent reporting program has helped thousands increase their credit scores.
Panoramic aerial view of upscale neighborhood in the suburb
The sharp rise in mortgage rates raises a new question: How much higher could they go?
Small middle class American home
The average 30-year fixed mortgage rate touched 8 percent on Oct. 19, according to Bankrate data.
Three single-family homes in a Florida neighborhood
It means you’ve got financing to buy a home — probably. But it’s far from a done deal.
Image of houses on a sunny day
Here are the best mortgage lenders for April 2024.
Does refinancing affect property taxes?
No, there won’t be an immediate impact. But there are some things to watch out for.
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
A woman meets with her lender to refinance her mortgage.
It all depends on how interest rates are trending and how your financials are looking.
A gray accented suburban home with a double garage
It could be a shrewd strategy, as long as the costs suit your budget and timeline.
Couple sitting on a sofa, looking at a laptop
Mortgage rates have fallen, but the imminent Fed cut could make them even more favorable for refinancers.
A woman reviewing documents
From A(RMs) to V(A loans), the most common words mortgage shoppers should know.
Image of houses on a sunny day
Here are the best mortgage lenders for April 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Here are some of the best mortgage refinance lenders in 2024.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
Borrowers can request forbearance when there’s a change in their financial situation.
A single-story home with yard and driveway
It’s the first step on the road to losing your home. So avoid it.