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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Illustrated collage featuring people working together to paint a house
Financial tools to make that project happen — provided you pick the right one for your needs.
A happy family jumping in a kitchen
Follow these 10 steps to nail the loan and make buying that home a reality.
Man working on the roof of a house
This type of mortgage lets you pay for a home and renovations with a single loan.
Two people reviewing documents
Here’s a checklist of what you need to get a mortgage preapproval letter.
Family couple consultations
It’s a good sign you’ll be approved for a loan, but not a guarantee.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.
Illustration of money bags in front of a house
The down payment question may sound like a simple one, but it has many answers.
family in front of home
Both mean borrowing against your home, but their pros and cons vary quite a bit.
How to get equity out of the house you’ve paid off
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
family in front of home
Both mean borrowing against your home, but their pros and cons vary quite a bit.
A house on a stack of money
Mortgage rates dip amid swings In markets
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Mortgage refinance options for bad credit
Borrowers with poor credit can still nail down home loan refinancing. Here’s how.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Image of a house
Here’s how an FHA cash-out refinance works.
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
Here are the best mortgage lenders for June 2025.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.
A single-story home with yard and driveway
Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
An aerial of homes in a neighborhood
After several missed payments, your lender can start the foreclosure process.
Anvil suspended over a home
Answers to borrowers most common mortgage forbearance questions
couple discussing over financial bills while using laptop at table
Here’s what to know about loss mitigation and mortgage relief.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.