Optimum First Mortgage Review 2025

I used OPTiMUM to refinance my home. Jason gave me several options and explained in detail how the process would work. Only took a few weeks to complete. I will definitely use them again.

LISA M.
CA (June 11, 2025)

I had a really good and smooth experience going through the loan process after I fired my previous broker for not responding and determined the rates were about 0.5% higher than Optimum First Mortgage. Mayah was responsive to all my questions. She crushed the competitors I was entertaining. I would use her again in the future to refinance. I was really impressed for completing my loan process in 15 days to meet the closing date. They made the client feel first for sure.

Mauricio L.
FL (June 10, 2025)

Response from Optimum First Mortgage:

15 days and .50% lower in rate is a BIG WIN! Thanks for allowing us to help you WIN

Alyssa and her team were amazing. They made the process of getting a new mortgage smooth and easy. They kept me informed of every step and always answered my calls and emails. They even worked to make my closing sooner.

Anonymous
Tennessee (June 7, 2025)

Response from Optimum First Mortgage:

Alyssa is one of the best there is! Thanks for the great review

They delivered on what they promised. Joseph and team were efficient and quick in closing the loan.

Mo
Arizona (June 7, 2025)

Response from Optimum First Mortgage:

Joseph is a man of his word! We thank you for the opportunity

As both a realtor and a buyer, I can confidently say that working with Danyelle was an exceptional experience. She is an incredibly sharp and knowledgeable lender who guided me through the mortgage process with precision and efficiency. Thanks to her expertise and dedication, we closed in just 18 days—well ahead of typical timelines. Danyelle’s responsiveness and professionalism made what can often be a stressful process seamless and straightforward. I highly recommend her to anyone seeking a reliable lender who delivers results quickly and expertly.

Nick
Arizona (June 6, 2025)

Response from Optimum First Mortgage:

18 days to close a purchase, that's Danyelle our ROCK STAR

Grateful to have worked with Optimum and Vanessa. She understood what I was trying to do and made several recommendations for me. I've been following rates daily, for several months now, and there's no one out there with better rates. Great communication and always available.

MIKE Z.
Salem, OR (June 4, 2025)

Response from Optimum First Mortgage:

Mike Z - We appreciate you spreading the TRUTH! You're appreciated

Andrew with Optimum First Mortgage made financing our new home so easy! He was responsive to all of our questions and picked up the phone when we called! He was timely and met all deadlines! Thank you for all of your help!

Debbie
State College PA (June 4, 2025)

Optimum First Mortgage really exceeded my expectations. When I got my first quote from Alyssa, who contacted me after using bankrate to explore some early mortgage offers, I admit I was skeptical and couldn’t believe their rate was so much lower than almost all competitors. I ultimately decided to go with a different broker whom a friend had dealt with before. Throughout the process I was a little unhappy with the slow response time from my friends preferred lender, sometimes having to call the lender multiple times throughout the day or wait 2 or 3 days for a response. Nonetheless I was ready to lock in with their average rate. Right before locking in, Alyssa emailed me their rate and asked if I was still in the maker and I called. What a godsend! I asked tons of questions about their rate, any hidden fees, how it could be possible, and did research online before I went with Optimum First Mortgage … and I’m glad I went with them. Not only were they able to answer my questions with ease, they were extremely responsive. If Alyssa didn’t answer my phone call right away, I got a call back within the hour! Because I switched to them somewhat last minute, I was worried that we wouldn’t close the loan in time. Optimum First Mortgage assured me they had an extensive record in closing loans on time. Well, it’s true, my loan closed in 5 days and my I purchased new home with no problems. Suffice to say, my realtor was impressed and will be recommending Optimum First Mortgage to all his future clients. I will be going with them in any future transactions as well. You won’t regret taking them either.

Paul
Texas (June 4, 2025)

Response from Optimum First Mortgage:

Paul - We really appreciate the review. Alyssa is the Real Deal and our team supports her. Customer service is all that matters to us. We appreciate the opportunity to prove it. - Robert Drenk and The Team

I have been involved in obtaining many mortgage, new and refinances, for several decades. Andrew at Optium was by far the easiest and most professional loan officer in my experience. He was prompt, courteous and exceptional in his follow thru. Van Tran in underwriting was also a professional in every way. I would highly recommend Optium and the employees that served me so well.

Judi
Beverly Hills (June 2, 2025)

Matt was amazing throughout the entire process. This was my first mortgage experience. Needless to say, I had no clue what I was doing. Luckily, Matt is incredibly knowledgeable and was patient enough to walk me through each step. I immediately felt like I could trust him with this huge financial commitment. Although he operates on the west coast, he was responsive any time I needed him. He even worked to lock in my rate while he was on vacation. I highly recommend his services.

Angela G.
Yardley, PA (May 30, 2025)