
Anchor Home Mortgage Review 2025
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At a glance

Anchor Home Mortgage is a Georgia-based broker that works with borrowers in both its home state and Florida. If you're an aspiring homeowner in one of these two states, you might consider Anchor Home Mortgage for your home loan needs. As a broker, Anchor has access to various types of mortgages, including jumbo loans and home renovation loans.
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Star ranking and total number reflects the lifetime customer reviews received while this lender has been an advertiser on Bankrate.
To help serve you with relevant information, the customer reviews shown are limited to only those that this advertiser has received during the past 12 months.
Loans offered
Conventional, jumbo, FHA, VA, USDA, refinancing and more
Min. credit score required
Undisclosed
Nationwide availability
Florida and Georgia
Min. down payment
3.5% for FHA loans, none for USDA loans, none for VA loans
Anchor Home Mortgage overview
Anchor Home Mortgage is an online mortgage broker with one brick-and-mortar location. The brokerage was established in 2008 and is headquartered in Alpharetta, Georgia. Anchor Home Mortgage offers a full array of mortgage options, from conventional loans to government-backed and reverse mortgages.
Pros and cons of Anchor Home Mortgage
Pros
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Access to more lender, loan and rate options
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Closings typically within 30 days
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Website provides helpful resources including loan calculators, forms and a glossary
Cons
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Doesn’t offer construction or land or lot loans
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Only available in two states
How Bankrate scored Anchor Home Mortgage
Affordability: 3.3/5
Because of the lack of transparency around rates and fees, Anchor Home Mortgage scored 3.3 out of 5 stars for affordability.
- Interest rates: Anchor Home Mortgage is a broker that works with several lenders, so you won’t find current mortgage rates on its website. This might make it tougher to compare costs.
- Down payment: The brokerage provides conventional loans to qualified borrowers with a down payment as low as 3 percent. Other low-down-payment options include FHA loans with 3.5 percent down and VA and USDA loans with zero percent down.
- Fees: Anchor Home Mortgage does not disclose fees, such as origination fees, on its website.
- Closing costs: You’ll need to contact a loan officer to learn about your specific closing costs.
Availability: 3.4/5
Anchor Home Mortgage can connect you to conventional, VA, USDA and FHA loan options, provided you live in one of the two states it works: Florida or Georgia. Because of its limited geographic reach, the brokerage scored 3.4 out of 5 stars for availability.
- Home loans offered: Anchor Home Mortgage’s loan options include conventional and government-backed loans (FHA, VA and USDA), refinancing, and jumbo mortgages.
- Footprint: Anchor Home Mortgage does business in just two states.
- Where to find: You can begin the mortgage process with Anchor Home Mortgage online by filling out a form or by calling 678-679-7000.
Borrower experience: 4.1/5
Anchor Home Mortgage has many contact methods and a fast online process, but its lack of transparency gave it 4.1 out of 5 stars for borrower experience.
- Application and preapproval process: To apply for a preapproval, you'll fill out an online form, and you can receive a free rate quote in just 30 seconds. Or you can call customer service directly for assistance with the process.
- Transparency: Anchor Home Mortgage doesn’t display current mortgage rates on its website.
- Customer service: You can communicate with the brokerage via phone, email, online form or in person at its branch location.
Anchor Home Mortgage reputation
Anchor Home Mortgage has been accredited by the Better Business Bureau since 2010 and holds an A+ rating with the organization. The broker’s website offers a convenient online application and a range of calculators to help you understand homebuying and homeownership costs.
Lender compare
Compare Anchor Home Mortgage to other lenders
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NMLS: 169063
State License: MBR1313
3.6
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Recent Customer Reviews
4.4

NMLS: 1429243
5.0
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Recent Customer Reviews
4.2
Refinancing with Anchor Home Mortgage
Anchor Home Mortgage offers rate-and-term and cash-out refinancing options. To see refinance rates and get a free quote, you'll need to fill out an online form.
How to apply for a mortgage with Anchor Home Mortgage
You can apply for a mortgage with Anchor Home Mortgage online or by phone at 678-679-7000. Here are some tips to prepare for the process:
- Check your credit report. It’s important to check your credit report before your lender does, in case there are errors that could impact not only whether you get preapproved but also your ability to get the best mortgage rate. Knowing your credit score also helps you decide what type of loan to apply for. If your score is in the very low 600s, for instance, an FHA mortgage might be best for you, as its standards are more lenient than those for conventional loans.
- Gather personal and financial documents. With any lender, you must supply documentation about your income, assets and debts. This includes pay stubs and W-2s and account and loan statements.
- Provide details about the property. You’ll need to provide the address of the home and submit to an appraisal. (If you’re refinancing, you might or might not need an appraisal.)
Anchor Home Mortgage, Inc. customer ratings and reviews

4.4
17 ratings
This lender has 0 recent reviews.
82% of customers would recommend this lender.