Small Business Loans
Small business loans can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Here, you can compare business loan rates, calculate costs and explore your options to find the right loan for you.
Featured Small Business content
How to choose the best small business lender
Banks, credit unions and online lenders offer business loans. This guide helps you evaluate your options to determine which is best.
How do business loans work?
Like any loan, a small business loan is money borrowed from a lender that must be repaid with interest. Learn about types and how to qualify.
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Study: Racial biases continue to impact loan approvals for minority business owners
This shows the struggle minority business owners face to gain access to capital.
7 min read Jul 31, 2023 -
What is a business loan proposal?
A business loan proposal is often an essential part of a small business loan application, explaining to lenders what you plan to use the funds for.
4 min read Jul 05, 2023 -
SBA loan collateral vs. guarantee
A personal guarantee or collateral may be required for SBA loans. Learn the differences and requirements here.
4 min read Jul 05, 2023 -
What is debt financing and is it right for your business?
Debt financing is a popular way to fund small businesses, but it might not be the right option for every business.
4 min read Mar 22, 2024 -
Debt vs. equity financing
Debt financing and equity financing are two types of funding options available to small businesses.
6 min read Jul 05, 2023 -
Can you collect unemployment benefits if you have a side business?
If you’re unemployed, some part-time work can reduce what benefits you collect.
5 min read May 14, 2024 -
Business loan agreement: What to know before signing
A business loan agreement is one document you’ll have to sign when getting a small business loan. Here’s what you need to know before signing.
6 min read Jul 04, 2023 -
SBA Express loan: Requirements and application
An SBA Express loan is the fastest loan the SBA offers. If you’re looking for a faster funding option, learn the requirements and how to apply.
5 min read Jul 04, 2023 -
SBA 7(a) vs. 504 loans
7(a) and 504 loans are some of the most popular funding from the SBA, but they both have pros and cons.
6 min read Jul 04, 2023 -
Pros and cons of alternative business lending
Alternative business lending can help you get funded, but often at a higher cost.
5 min read Jul 04, 2023