Read our review of

QuickBridge Small Business Loans: 2025 Review

Name: QuickBridge
Item: QuickBridge
Rating: 4.3
Author: Allison Martin

Written by

Allison Martin

Edited by

Rob Watts

Updated Jan 31, 2025

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation for .

At a glance

Apply now

On partner site

4.3

Bankrate Score

Bankrate Rating = 4.3/5

Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.

Accessibility

Affordability

Customer experience

Transparency

Flexibility

How Bankrate Scores work

Overview

QuickBridge offers business owners with fair credit or above several small business loans with flexible terms and the chance at an early payoff discount. You can apply in minutes and receive personalized support to choose the funding solution that best fits your company’s needs.

Lender Details

Loan amount

Up to $500,000
Interest rate

1.10 Factor rate
Term lengths

Up to 18 months
Min. annual revenue

$250,000
Min. time in business

6 months

Who QuickBridge is best for

Startup businesses in need of short-term financing may get the best value. But you’ll need at least six months’ time in business and an annual revenue of $250,000 to get a Quickbridge business loan. Business owners with a personal credit score of at least 660 and above may want to take a look at QuickBridge to see if its rates are more affordable than other lenders. QuickBridge also has dedicated Funding Advisors available, which can be useful for business owners who may need additional support when searching for funding.

Who QuickBridge may not be best for

QuickBridge does not provide some information on its website about its business loans. So it may not be the best fit for business owners who like to quickly shop around and compare loans. You’ll also want to look elsewhere if you don’t generate a sizable annual revenue or are seeking a business line of credit.

QuickBridge: in the details

Loan amount

Up to $500,000

Interest rate

1.10 Factor rate

Term lengths

Up to 18 months

Fastest funding

1 business day

Min. annual revenue

$250,000

Min. time in business

6 months

Personal credit score

660

QuickBridge pros and cons

Pros

Streamlined application process
Fast funding times
Early payoff discount

Cons

Interest rates and fees not stated online
Steep annual revenue requirement
Longer loan terms are not available

Business loan types offered

Working capital loans
Unsecured business loans
Additional financing

Loan quick facts

Amounts: $10,000 to $500,000
Terms: Up to 24 months
Factor rate: Starting at 1.10

QuickBridge working capital loan overview

To qualify for a working capital loan with QuickBridge, you’ll need fair-to-excellent credit, $250,000 or more in annual gross sales and six months in business.

Origination fees range from 1 percent to 3 percent. These aren’t the highest fees around, but if you have good or excellent credit, you may qualify for loans with lower or no origination fees.

Instead of an APR, QuickBridge uses factor rates to assess interest. Rates start at 1.10, which is similar to an annualized interest rate of 10 percent.

It doesn’t take much change in factor rates for the cost of your loan to rise rapidly. While a $30,000 loan with a factor rate of 1.10 will cost $33,000 ($30,000 x 1.10) before additional fees, that same loan with a factor rate of 1.30 will cost $39,000 ($30,000 x 1.30) while a factor rate of 1.50 will cost $45,000 ($30,000 x 1.50) — and that’s before any additional fees.

Loan quick facts

Amounts: Up to $500,000
Terms: Not stated
Factor rate: Not stated

QuickBridge unsecured business loan overview

Unsecured business loans do not require collateral to get approved, making them a viable option for business owners who want to protect their company’s assets. QuickBridge promises a quick application process and the potential to have your loan funded within as little as 24 hours.

QuickBridge doesn’t offer much information on its website, far less than many traditional banks and online lenders. To find more information, you’ll need to call or start an application.

Loan quick facts

Amounts: Up to $500,000
Terms: Up to 18 months
Factor rate: Not stated

QuickBridge offers additional financing options, such as bridge loans, receivables financing and short-term loans. To learn more about the financing options and what you qualify for, you’ll need to call or start an application.

Do you qualify?

To be eligible for QuickBridge business loans, you'll generally need:

At least $250,000 in annual revenue
Personal credit score of at least 660
At least 6 months time in business
Business bank account

Quickbridge also has experience working with a variety of industries from farming to transportation to retail. However, your business won’t qualify if you work in these industries:

Gambling
Cannabis
Weapon sales
Adult entertainment

If you're unsure whether you'd qualify for a loan with QuickBridge, you can speak with directly with a representative from the company for more information.

What we like and what we don’t like

QuickBridge business loans offer attractive features, but its annual revenue requirement will edge some businesses out of eligibility.

What we like

Streamlined application process. You can apply online for a small business loan in minutes.
Fast funding times. Some applicants received funding as soon as one day.
Early payoff discount. This perk is available on select small business loans and may be a good fit for business owners who want to pay off loans early without having to deal with prepayment fees.
Dedicated Funding Advisor. Quickbridge’s dedicated funding advisors will work with you on finalizing your application and getting your business loan approved.

What we don’t like

Interest rates and fees not stated online. This may be frustrating for some business owners who want to quickly compare lenders and their loan products.
Steep annual revenue requirement for working capital loans. Gross yearly sales of $250,000 or more are required to qualify for funding.

How QuickBridge compares to other lenders

If you’re in the market for a business loan, it’s key to compare your options to find the best deal. Keep these alternatives in mind.

4.3

Bankrate Score

Loan amount

Up to $500,000
Interest rate

1.10 Factor rate
Term lengths

Up to 18 months
Min. time in business

6 months
Min. business annual revenue

$250,000

4.6

Bankrate Score

Loan amount

$10,000-$10 million
Interest rate

7.99% APR
Term lengths

6 months-25 years
Min. time in business

6 months
Min. business annual revenue

$100,000

Read our review

on Bankrate

4.5

Bankrate Score

Loan amount

$5,000-$500,000
Interest rate

Starting at 1.1 Factor rate
Term lengths

Up to 60 months
Min. time in business

6 months
Min. business annual revenue

$250,000

Read our review

on Bankrate

QuickBridge vs. SMB Compass

SMB Compass has a few advantages compared to QuickBridge business loans. For example, it offers a wider variety of loan types, such as SBA loans, equipment financing and lines of credit. That makes it an appealing choice if QuickBridge doesn’t have the type of loan you’re looking for.

SMB Compass also has slightly less strict lending requirements, offering certain types of loans to companies that have only $100,000 in annual revenue.

However, QuickBridge has the benefit of early repayment discounts, which may help borrowers save money.

QuickBridge vs. National Funding

National Funding is another lender that offers short-term loans with early repayment discounts. It has high requirements for applicants, matching QuickBridge’s requirement of $250,000 in annual revenue. National Funding generally offers the same types of business loans as QuickBridge. That said, National Funding offers equipment financing and leasing, while Quickbridge does not.

National Funding and QuickBridge’s factor rates for working capital loans are the same: 1.10. But National Funding’s equipment loans have relatively low rates, starting at a 4.99 percent simple interest rate. Since the lenders are comparable, choosing between them may come down to which lender gives you the best offer based on your finances and eligibility and whether you are specifically looking for equipment financing.

How to apply for a loan with QuickBridge

QuickBridge offers a simple online application that takes just a few minutes to complete. Once you apply, a Funding Advisor will notify you of your credit decision and review financing options if you’re a good fit for a small business loan. If you decide to move forward, select a loan product and formally apply for a loan. Upon final approval, you could receive funds in just one business day.

QuickBridge frequently asked questions

Some applicants receive loan proceeds as soon as one business day. But the funding time could be longer, especially if you need to provide more information during the underwriting process.
You can get approved for a small business loan from QuickBridge by completing the online application. You’ll then work with a dedicated Funding Advisor to submit the required paperwork and wait for the lender’s final decision.
You can get approved for a small business loan from QuickBridge by completing the online application. You’ll also need to submit a copy of your driver’s license and most recent bank statements.
QuickBridge doesn’t state if it reports account activity to the credit bureaus. Since this can help boost your credit score and make you eligible for loans with better rates and terms, make sure to check before applying.

How Bankrate rates QuickBridge

Overall Score	4.2
Accessibility	4.6	QuickBridge has a low minimum time in business and options for borrowers with fair credit.
Affordability	4.1	The lender’s starting factor rate is an affordable option for those who qualify.
Transparency	3.6	More information could help potential borrowers compare lenders quickly.
Customer experience	4.1	A fast application process and quick funding are appealing options for customers.
Flexibility	4.6	QuickBridge tailors its loans for a variety of borrowers and also offers early payment discounts for some loans.

Methodology

years in business

30+

lenders reviewed

loan features weighed

770+

data points collected

To select the top small business lenders, Bankrate considers more than 20 factors. These factors include loan amounts, approval and funding times, credit requirements, APR or factor rate ranges, fees, and easy-to-find rate and fee disclosures. Bankrate reviewed more than 30 lenders and gave each a rating, which consists of five categories:

Accessibility: Factors considered in this category include minimum loan amounts, approval and funding speed, minimum annual revenue and minimum credit score.
Affordability: This section measures interest or factor rates and fees.
Transparency: How easy it is to find important rates, fees and eligibility requirements are considered in this category.
Customer experience: Customer service hours, online applications and app availability are considered in this category.
Flexibility: This category considers factors like the number of loan products and ability to change payment due date.

Editorial disclosure: All reviews are prepared by Bankrate.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the lender’s website for the most current information.

What small business owners think

QuickBridge Small Business Loans has 17 reviews

Dive into community reviews below and see what others think about QuickBridge Small Business Loans.

4.5

17 ratings

Star ranking and total number reflects the lifetime customer reviews received while this lender has been an advertiser on Bankrate.

To help serve you with relevant information, the customer reviews shown are limited to only those that this advertiser has received during the past 12 months.

Score breakdown

5 stars

47%

4 stars

53%

3 stars

2 stars

1 star

Score by category

Customer experience 4.5 / 5

Accessibility rating 4.6 / 5

Affordability rating 4.5 / 5

Transparency rating 4.4 / 5

Flexibility rating 4.3 / 5

Community Reviews

See what users like you are saying about QuickBridge Small Business Loans.

Search for reviews containing

Sort by

Overall

Were you able to contact the lender for customer support? What was the process like?

Yes I was able to contact customer support and it was a really pleasant experience. They were super friendly and patient, answered all of my questions thoroughly and didn't rush me or get short with me at any time, they were very helpful and assisted me the whole way. They were really great!

Score by category

Flexibility rating 4 / 5

Transparency rating 4 / 5

Accessibility rating 4 / 5

Affordability rating 4 / 5

Customer experience 5 / 5

Overall

Did you feel that the lender was knowledgeable about their product and loan terms? Why or why not?

I'd definitely have to say that it's overall just really because i felt like i could trust them with my business they're very professional.

Score by category

Flexibility rating 5 / 5

Transparency rating 5 / 5

Accessibility rating 5 / 5

Affordability rating 5 / 5

Customer experience 5 / 5

Overall

What was your biggest pain point during the application process?

the biggest pain point was the initial offering had to be negotiated because they weren't offering much

Score by category

Flexibility rating 4 / 5

Transparency rating 4 / 5

Accessibility rating 4 / 5

Affordability rating 4 / 5

Customer experience 5 / 5

Overall

Did you feel that the lender was knowledgeable about their product and loan terms? Why or why not?

Yes I feel like they know what they are doing for the most part

Score by category

Flexibility rating 3 / 5

Transparency rating 2 / 5

Accessibility rating 4 / 5

Affordability rating 2 / 5

Customer experience 3 / 5

Overall

Was the lender receptive to your business unique needs? If so how? If not, why not?

Yes. I needed finances quickly and they were able to deliver them in their promised time frame.

Score by category

Flexibility rating 5 / 5

Transparency rating 5 / 5

Accessibility rating 5 / 5

Affordability rating 5 / 5

Customer experience 5 / 5

Overall

Did you feel that the lender was knowledgeable about their product and loan terms? Why or why not?

Went above and beyond to make me comfortable

Score by category

Flexibility rating 4 / 5

Transparency rating 4 / 5

Accessibility rating 4 / 5

Affordability rating 4 / 5

Customer experience 4 / 5

Overall

Did you feel that the lender was knowledgeable about their product and loan terms? Why or why not?

Yes. I was able to receive my fund at the specified time.

Score by category

Flexibility rating 4 / 5

Transparency rating 4 / 5

Accessibility rating 4 / 5

Affordability rating 5 / 5

Customer experience 5 / 5

Overall

Did you feel that the lender was knowledgeable about their product and loan terms? Why or why not?

I gave my loan specialist all my info and he had my loan to me in less than 4 hours.

Score by category

Flexibility rating 5 / 5

Transparency rating 5 / 5

Accessibility rating 5 / 5

Affordability rating 5 / 5

Customer experience 5 / 5

Overall

What was your biggest pain point during the application process?

Navigating the extensive documentation requirements and verifying financial statements was the most time-consuming and laborious aspect, but the lender's streamlined online portal and guidance alleviated the complexity.

Score by category

Flexibility rating 5 / 5

Transparency rating 4 / 5

Accessibility rating 5 / 5

Affordability rating 5 / 5

Customer experience 4 / 5

Overall

Was the lender receptive to your business unique needs? If so how? If not, why not?

The lender was remarkably receptive to my business's unique needs, offering customized loan solutions and flexible repayment terms after carefully reviewing my business plan and financial projections.

Score by category

Flexibility rating 4 / 5

Transparency rating 5 / 5

Accessibility rating 5 / 5

Affordability rating 5 / 5

Customer experience 4 / 5

QuickBridge Small Business Loans: 2025 Review

The Bankrate promise

At a glance

Overview

Lender Details

Who QuickBridge is best for

Who QuickBridge may not be best for

QuickBridge: in the details

QuickBridge pros and cons

Pros

Cons

Business loan types offered

Working capital loans

Unsecured business loans

Additional financing

Loan quick facts

QuickBridge working capital loan overview

Loan quick facts

QuickBridge unsecured business loan overview

Loan quick facts

Do you qualify?

What we like and what we don’t like

What we like

What we don’t like

How QuickBridge compares to other lenders

QuickBridge vs. SMB Compass

QuickBridge vs. National Funding

How to apply for a loan with QuickBridge

QuickBridge frequently asked questions

How long does it take to get a Quickbridge business loan?

How do you get approved for a Quickbridge business loan?

How do you get approved for QuickBridge?

Does QuickBridge report to credit bureaus?

How Bankrate rates QuickBridge

Methodology

What small business owners think

QuickBridge Small Business Loans has 17 reviews

Community Reviews

Up next