Small Business Loans
Small business loans can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Here, you can compare business loan rates, calculate costs and explore your options to find the right loan for you.
Featured Small Business content
How to choose the best small business lender
Banks, credit unions and online lenders offer business loans. This guide helps you evaluate your options to determine which is best.
How do business loans work?
Like any loan, a small business loan is money borrowed from a lender that must be repaid with interest. Learn about types and how to qualify.
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Secured vs. unsecured fast business loans
One type of business loan is more affordable but the other can be more convenient.
5 min read May 02, 2025 -
How to manage an unsecured business loan
Follow these steps to pay off your unsecured business loan successfully.
7 min read May 01, 2025 -
Small businesses can use AI to operate for a fraction of the cost — these experts reveal how
Bankrate spoke to experts to learn how you can use AI in your small business.
7 min read May 01, 2025 -
How much will a short-term business loan cost?
Short-term loans are great for emergencies and seasonal changes but aren’t cheap.
5 min read May 01, 2025 -
Is a small business loan secured or unsecured?
Small business loans can be either secured or unsecured.
4 min read May 01, 2025 -
How to manage an LLC loan
Follow these steps to make sure you successfully manage your LLC loan.
6 min read May 01, 2025 -
How to manage a semi-truck business loan
Learn ways to manage your semi-truck loan and what to do if you can’t make payments.
8 min read Apr 30, 2025 -
Can businesses use personal loans?
Using a personal loan for your business has it benefits and drawbacks.
7 min read Apr 30, 2025 -
How to get a small business loan when self employed
See which business loans work best when you’re self-employed and strategies to help you get approved.
9 min read Apr 30, 2025 -
How to manage a short-term business loan
Short-term business loans are a great way to get fast funding. Here are five tips for managing them.
5 min read Apr 29, 2025