Small Business Loans
Small business loans can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Here, you can compare business loan rates, calculate costs and explore your options to find the right loan for you.
Featured Small Business content
How to choose the best small business lender
Banks, credit unions and online lenders offer business loans. This guide helps you evaluate your options to determine which is best.
How do business loans work?
Like any loan, a small business loan is money borrowed from a lender that must be repaid with interest. Learn about types and how to qualify.
Editor's Picks
How to get a business loan with an LLC
9 min read
Pros and cons of a business bank loan
7 min read
How to choose the best small business lender
6 min read
SBA loan rates 2024
4 min read
What's new
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SBA 504 loans: How to qualify and apply
Long-term, fixed financing for assets. Learn more about SBA 504 loans.
5 min read Jul 05, 2023 -
What is a business loan broker?
A business loan broker can make the process of applying for and getting a small business loan less stressful, ensuring you get the right loan for your business’s needs.
5 min read Jul 05, 2023 -
SBA Community Advantage loan: How to qualify and apply
Learn more about this SBA loan for underserved communities.
5 min read Jul 05, 2023 -
Study: Racial biases continue to impact loan approvals for minority business owners
This shows the struggle minority business owners face to gain access to capital.
7 min read Jul 05, 2023 -
What is a business loan proposal?
A business loan proposal is often an essential part of a small business loan application, explaining to lenders what you plan to use the funds for.
4 min read Jul 03, 2023 -
SBA loan collateral vs. guarantee
A personal guarantee or collateral may be required for SBA loans. Learn the differences and requirements here.
4 min read Jul 03, 2023 -
What is debt financing and is it right for your business?
Debt financing is a popular way to fund small businesses, but it might not be the right option for every business.
4 min read Jul 03, 2023 -
Debt vs. equity financing
Debt financing and equity financing are two types of funding options available to small businesses.
6 min read Jul 03, 2023 -
Can you collect unemployment benefits if you have a side business?
If you’re unemployed, some part-time work can reduce what benefits you collect.
5 min read Jun 29, 2023 -
Business loan agreement: What to know before signing
A business loan agreement is one document you’ll have to sign when getting a small business loan. Here’s what you need to know before signing.
6 min read Jun 22, 2023