Small Business Loans

Small business loans can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Here, you can compare business loan rates, calculate costs and explore your options to find the right loan for you.

Featured Small Business content

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Where can I get a startup business loan?

Securing financing for a new business can be tricky. We'll show you where to look when you're ready to get a startup business loan.

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How to choose the best small business lender

Banks, credit unions and online lenders offer business loans. This guide helps you evaluate your options to determine which is best.

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How do business loans work?

Like any loan, a small business loan is money borrowed from a lender that must be repaid with interest. Learn about types and how to qualify.

Find your perfect match with SmallBusinessLoans.com. One quick form and you'll be matched with trusted financing solutions to grow your business.

What's new

PayPal vs. OnDeck: Which small business lender is right for you?

Compare rates, terms and features of PayPal versus OnDeck business loans.

6 min read Jul 26, 2023
PayPal vs. Bluevine: Which small business lender is right for you?

Compare terms, rates and features of PayPal versus Bluevine business loans.

6 min read Jul 26, 2023
Chase vs. Wells Fargo: Which small business lender is right for you?

Chase and Wells Fargo provide a variety of business loans. We’ll help you compare details to find the right lender for you.

5 min read Jul 20, 2023
Invoice factoring vs. invoice financing

Learn the differences between invoice factoring and invoice financing and the pros and cons of each.

4 min read Jul 18, 2023
Business loan prepayment penalties: What are they?

While not every business loan charges prepayment penalties, you may see them on certain SBA and commercial real estate loans.

3 min read Jul 18, 2023
Kiva vs. Accion: Which small business lender is right for you?

Kiva and Accion help startups and underserved communities. Which one is right for you?

5 min read Jul 18, 2023
What is SBA Form 1920?

Lenders complete SBA Form 1920 with information from borrowers for 7(a) loan applications.

5 min read Jul 12, 2023
What is an SBA disaster loan?

An SBA disaster loan is available to businesses, homeowners and renters who are facing economic hardships in a declared disaster zone.

4 min read Jul 11, 2023
What is a business loan agreement?

A business loan agreement is a document you’ll receive from a lender that requires your signature and explains your loan’s terms and conditions.

3 min read Jul 10, 2023
How to fill out SBA Form 413

Filling out SBA Form 413 is required for most SBA loans and details your business and personal finances.

5 min read Jul 10, 2023