Small Business Loans
Small business loans can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Here, you can compare business loan rates, calculate costs and explore your options to find the right loan for you.
Featured Small Business content
How to choose the best small business lender
Banks, credit unions and online lenders offer business loans. This guide helps you evaluate your options to determine which is best.
How do business loans work?
Like any loan, a small business loan is money borrowed from a lender that must be repaid with interest. Learn about types and how to qualify.
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Do you need a down payment for a business loan?
Down payments are required for some business loans, but not all. Here are the business loans that do and don’t require down payments.
5 min read Nov 21, 2023 -
What happens if you default on a business loan?
We’ll show you ways to avoid business loan default and what to do if you can’t.
5 min read Nov 21, 2023 -
How to apply for an Employer Identification Number (EIN)
Applying for an EIN is an easy way to separate your business and personal finances. Here’s how.
4 min read Nov 21, 2023 -
SBA guarantee fee: Overview and cost
SBA loans have set interest rates and fees, which are set every fiscal year by the Small Business Administration. Learn what a guarantee fee is and how much it costs.
4 min read Nov 21, 2023 -
SBA loan and startup funding for women
Find out more about SBA loans and startup funding for women
4 min read Nov 21, 2023 -
The best and worst states for SBA 7(a) loans in 2023
The most populous states tend to get the most SBA funding.
8 min read Nov 20, 2023 -
How much can you borrow with a business loan?
How much of a business loan you get depends on factors like your annual revenue.
6 min read Nov 20, 2023 -
How do I find my EIN online?
Here’s how to find, change or register for an EIN.
6 min read Nov 16, 2023 -
What are small business loans for veterans?
If you’re a veteran and own a small business, there are ways to get funding.
5 min read Nov 16, 2023 -
Small business statistics in 2023
Small businesses are vital to the economy, making up a large part of the workforce.
7 min read Nov 15, 2023