Small Business Loans
Small business loans can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Here, you can compare business loan rates, calculate costs and explore your options to find the right loan for you.
Featured Small Business content
How to choose the best small business lender
Banks, credit unions and online lenders offer business loans. This guide helps you evaluate your options to determine which is best.
How do business loans work?
Like any loan, a small business loan is money borrowed from a lender that must be repaid with interest. Learn about types and how to qualify.
Editor's Picks
What's new
-
What is a factor rate and how to calculate it
Factor rates are simple but costly. We’ll show you what you need to know.
6 min read Apr 10, 2024 -
How to get a business loan in 6 steps
Prepare for your business loan by comparing what you need with how much you can afford.
8 min read Apr 09, 2024 -
SBA loan guide: Everything you need to know about SBA loans
An SBA loan gives your small business access to government-backed funding.
8 min read Apr 09, 2024 -
How hard is it to get a business loan?
The difficulty of getting a business loan depends on your company’s financial health and business history.
6 min read Apr 09, 2024 -
SBA 7(a) loan: What it is and how to apply
SBA 7(a) loans are the most popular loans the SBA offers. Here’s how to qualify and apply for them.
8 min read Apr 04, 2024 -
How to get a business loan with no money
Options like microloans, business credit cards or crowdfunding can help.
8 min read Apr 03, 2024 -
How to get a small business loan without collateral
If you need financing but don’t want to secure it with assets, this is for you.
10 min read Mar 31, 2024 -
Starting a family business: Business ideas and tips
Looking to start a family business? Here are ideas and tips to get started.
10 min read Mar 28, 2024 -
Types of startup business loans
As a small business startup, finding the right funding is key to growth.
11 min read Mar 28, 2024 -
What is business loan refinance and when to do it
The best time to refinance a business loan is when you can qualify for loans at lower interest rates.
7 min read Mar 28, 2024