Skip to Main Content

Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

Helpful links

Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

LightStream logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Upstart logo
4.8
Rating: 4.8 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Rebecca Betterton headshot

Rebecca Betterton Arrow Right Icon

Certified Financial Education Instructor℠

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

Man and woman preparing to hang wallpaper
Home improvement loans are worth it if you budget and plan carefully for payments.
moving cross-country with a personal loan
Picking up and moving across the country is no easy feat. From organizing your belongings, packing up, moving yourself and making a new space a home, the whole process can be overwhelming. The cost of [...]
Different types of credit-building products available
Young woman home office
Compare a few credit-builder loan options to secure the right one for you.
A man painting a wall
If you’re weighing an unsecured loan to spruce up your home, ponder these points.
People with bad credit may be able to qualify for certain types of bad credit loans.
Illustration of a calculator and cash against a green background
Learn about types of interest and how to calculate how much interest you’ll pay.
When facing the financial burdens caused by extreme weather and natural disasters, a personal loan can provide essential assistance.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc