Brigit Cash Advance App: 2025 Review

Brigit is best for borrowing a small amount

Brigit's cash advance maximum is much smaller than similar apps, making it best for users who need to borrow a small amount immediately. The app initially approves you for a low set amount and provides incremental increases over time with consistent on-time repayments. While Brigit users may borrow up to $250, the platform reports that the average cash advance amount is $73.

Fees and penalties

In addition to cash advances, Brigit's Plus subscription includes identity theft protection and credit monitoring. With the Premium subscription, users also receive free access to expedited cash delivery and credit builder loans.

Where Brigit stands out

• Overdraft protection: Brigit provides automatic advances to prevent overdrafts if you meet specific requirements. There is also the option to turn off auto advances.
• Budgeting tools and resources: In addition to cash advances, Brigit offers a suite of budgeting tools to help you improve your financial health.
• Payment extensions: Payment extensions are available until 3 p.m. ET the business day before the payment is due, as long as you have an extension credit. 

Where Brigit falls short 

• High minimum amount: Most cash advance apps will allow you to borrow as little as $10 — significantly lower than Brigit's minimum of $50.
• Low maximum amount: Other comparable cash advance apps offer loan maximums of $500 — and in some cases, even up to $750. The most you can borrow with Brigit is $250, and not all users will qualify for the maximum.
• Mandatory monthly subscription fees: You have to pay a minimum monthly fee of $8.99 to access larger amounts. Similar apps charge either lower basic subscription fees or none at all.

Brigit customer experience

Customer support

Brigit initially routes all help requests through its chatbot, which is available 24/7. There is no information on how to contact live customer support without first using the chatbot. The support option offered to the Bankrate team through the chatbot was email, with no information about hours of support.

Digital experience

Brigit offers an easy-to-navigate online experience. Users can build their credit and secure cash advances directly on the Brigit mobile app. The app also offers users the ability to budget and track spending.

The app has a 4.8 out of 5-star rating on both the App Store and Google Play. However, the App Store features multiple 5-star reviews with purely negative information, so the star rating may be skewed.

What people are saying about Brigit

Reviews of the app are mixed — some users call Brigit a “life-saver” and praise its reliability and quick access to cash. Many reviewers mention the positive effect Brigit has had on their credit scores.

However, other borrowers complain that Brigit is difficult to cancel and that customer service is unresponsive. Many Brigit users report that advances above $50 aren't easy to access, even after months of successful repayment.

How this app compares 

Brigit vs. EarnIn

Like Brigit, EarnIn is a cash advance product that offers access to your paycheck ahead of your next payday. EarnIn is a better route for those that need access to larger loan amounts. You can get access to $750 of your paycheck, more than the $250 maximum that Brigit offers. 

EarnIn also boasts no mandatory fees and a smaller membership cost. 

Brigit vs. Dave

Dave offers a max advance of $500 and a membership fee of $1 per month. Much like other cash advance apps, Dave has an account that users can sign up for, including an early paycheck deposit feature. 

Dave's low monthly fees, coupled with its features, like a personalized budget and potential overdraft alerts, set it apart from Brigit and its competitors on the market.

How to apply for a Brigit cash advance

After downloading the mobile app, it only takes a few steps to request a cash advance through Brigit.

1. Connect your account and get your score. For the first step of the application, you'll need to connect your primary checking account. If your account scores over 40 out of 100, you can request a cash advance. 
2. Request an advance and choose your repayment date. You can request up to your approved amount, based on your Brigit score. After selecting your advance amount, you'll choose your repayment date — typically your next payday.
3. Get funds. You can expect to see your approved amount in your connected bank account within minutes if you choose expedited delivery for a fee, or within two to three business days for free. Extensions can also be requested directly in the app. 

How Bankrate rates Brigit