Skip to Main Content

Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

Helpful links

Black man and woman reviewing papers in their living room with a yellow square border and thin yellow circle behind them
Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

LightStream logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Upstart logo
4.8
Rating: 4.8 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Rebecca Betterton headshot

Rebecca Betterton Arrow Right Icon

Certified Financial Education Instructor℠

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

A personal loan can help you buy a home
Man sits at a table reviewing a large array of paperwork.
Lenders have varying policies when it comes to repeat customers.
Happy senior agent giving her customer paperwork while having a meeting in the office.
Several lenders offer loans for $35,000.
Be prepared before taking a $30,000 loan
Two men shake hands at a business deal.
Cosigning and co-borrowing have their own pros and cons.
Young man working at home office
Make sure you get the right lender for a $40,000 loan.
Woman purchasing clothes on a mobile app
Borrowers with lower credit scores and higher debt loads are relying on BNPL.
A semi-circle image containing a paper boat made of money sinking in water.
Sinking funds provide money for expected expenses.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc