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Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

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Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

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4.7
Rating: 4.7 stars out of 5
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4.8
Rating: 4.8 stars out of 5
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About Bankrate
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Certified Financial Education Instructor℠

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Senior Loans Writer

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Senior Loans Writer

The latest

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When you can’t repay a payday loan, several things are likely to happen as a result.
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Before you get a personal loan, the lender will want to know what your credit score is.
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Compare personal loans and home equity loans to see which is best for your finances.
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Holiday loans let you stretch your gift-buying budget, but that doesn’t mean they’re a good idea.
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If you’re considering cosigning a loan, know your rights and responsibilities.
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Personal loan deferment may be your best option. Find out if it’s right for you.
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Loan apps can help you get money quickly.
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With flexible terms and lower rates, this tool can be good for building credit.
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