Skip to Main Content

Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

Helpful links

Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

LightStream logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Upstart logo
4.8
Rating: 4.8 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Rebecca Betterton headshot

Rebecca Betterton Arrow Right Icon

Certified Financial Education Instructor℠

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

Woman looking at paperwork and her computer screen
Upstart and SoFi are both good lenders, but which one is right for you depends on your circumstances.
Illustration of a happy couple on the back of a boat.
Travel costs are going up, but more people want to go on trips. Are vacation loans the way to pay for travels?
Father and son look at tablet
If you have fair credit, you still have a chance at qualifying for a personal loan.
Camper in rolling Hills with Eastern Sierras in the Distance from Hwy 395
Low monthly payments are attractive, but a long RV loan term can add thousands.
A woman talking on a phone
Though aging in place renovation costs may be high, there are ways to find funding.
If you plan to get a debt consolidation loan with poor credit, take these steps.
Couple discussing finances with lawyer
Follow these tips to avoid falling prey to personal loan fraudsters.
design image of a boat sailing
The differences between financing a new boat vs. a used model.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc