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Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

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Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

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4.7
Rating: 4.7 stars out of 5
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4.8
Rating: 4.8 stars out of 5
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About Bankrate
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Certified Financial Education Instructor℠

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Senior Loans Writer

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Senior Loans Writer

The latest

a boat and a scale
There isn’t one best boat lender, but some can meet your needs more than others.
Author Denny Ceizyk with money falling behind him on a blue background with a half moon light blue design
Loans salespeople fit into three categories each with their own tactics.
Man signs paperwork in a coffee shop
Lying on a personal loan application may lead to serious financial and legal issues.
Private jet in the sky
The purchase price of a private jet is only one element of the overall cost.
Design image of individuals posing for a photo
Three women share how a personal loan helped them manage debt and increase savings.
Average personal loan interest rates hover around 11 to 12 percent in late 2023.
Outside of the Federal Reserve building
The Federal Reserve just lowered interest rates for the first time in four years.
Black couple, online banking and finance documents for bill payments at home.
A credit score of 670 or higher means you’re likely eligible for a good credit loan.
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