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Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

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Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

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4.7
Rating: 4.7 stars out of 5
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4.8
Rating: 4.8 stars out of 5
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About Bankrate
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Certified Financial Education Instructor℠

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Senior Loans Writer

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The latest

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Short-term loans come with high interest rates. A personal loan with no repayment penalty can be a much more affordable option.
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The reason you get a loan is personal, but it could affect which lender you select.
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Even people with low incomes can find personal loans.
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The banking crisis has made lenders more conservative making it harder to secure affordable loans.
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With debt consolidation, you ultimately need a plan in order to tackle your debt.
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How does debt consolidation affect monthly payments?
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OneMain Financial required to pay $20 million for illegal sales practices
The US Treasury Department building is seen in Washington, DC, January 19, 2023, following an announcement by the US Treasury that it had begun taking measures Thursday to prevent a default on government debt, as Congress heads towards a high-stakes clash between Democrats and Republicans over raising the borrowing limit.
The U.S. is no longer at risk of debt default.
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