Average personal loan rates
Personal loan interest rates today are unusually high, thanks to market forces.
4 min read
Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
Helpful links
Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.
Reviews & tools
Editor's picks
Learn more about personal loans before you apply.
Experts in all things finance
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Certified Financial Education Instructor℠
Senior Loans Writer
Senior Loans Writer
Related topics
The latest
Holiday loans let you stretch your gift-buying budget, but that doesn’t mean they’re a good idea.
Personal loans don’t have to be spooky
Along with all the cheer, holiday events can cause damage that necessitate home renovations.
Taking out a personal line of credit is different from obtaining a personal loan.
Americans to cut back on holiday spending due to rising costs
Consider interest rates, secured versus unsecured borrowing and tax benefits.
46% of homeowners are concerned about setting aside savings for emergency repairs.
Loans and credit cards can help you pay for holiday gifts, but there’s cons to each.
The trusted provider of accurate rates and financial information