Skip to Main Content

Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

Helpful links

Black man and woman reviewing papers in their living room with a yellow square border and thin yellow circle behind them
Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

LightStream logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Upstart logo
4.8
Rating: 4.8 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Rebecca Betterton headshot

Rebecca Betterton Arrow Right Icon

Certified Financial Education Instructor℠

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

Truist offers personal loans, but its Ready Now product has become a line of credit.
Illustration of a woman looking over documents against a pink and blue background
Look for origination fees, late fees and NSF fees when comparing bad credit loans.
A woman with a laptop sits on a couch with a small dog
Just because a loan is easy to get approved for doesn’t mean it’s the best option.
A stormcloud handing over a bunch of money wadded together in the shape of a brain
Money negatively impacts more Americans’ mental health than work or the news.
Car driving on highway in the forest
There are five main ways to get out of a car title loan.
Young man working at home office
Make sure you get the right lender for a $40,000 loan.
Man calling his car insurance after having a vehicle breakdown on the road
Employment isn’t the only income source considered by lenders.
Family using a laptop together
If you want a $50,000 personal loan, you need to keep eligibility and possible lenders in mind.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc