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Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

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Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

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4.7
Rating: 4.7 stars out of 5
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Upstart logo
4.8
Rating: 4.8 stars out of 5
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About Bankrate
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Certified Financial Education Instructor℠

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Senior Loans Writer

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Senior Loans Writer

The latest

Woman getting dental work done
Dental work can be expensive, but getting it done can save you money in the long run. If you’re strapped for cash, consider taking out a dental loan — a personal loan used to cover all dental expenses. [...]
Learn tips on how to pay off wedding debt
If you are looking into payday loans to make ends meet during inflation, you may want to find less expensive alternatives instead.
Man walking up spiral staircase
With flexible terms and lower rates, this tool can be good for building credit.
couple looking stressed while analyzing finances
When you can’t repay a payday loan, several things are likely to happen as a result.
Woman making notes
Compare personal loans and home equity loans to see which is best for your finances.
Man sits at his desk looking at computer
Payday loans can be tempting, but they can also create a vicious cycle of debt.
Man works on investing on laptop
Some personal loans may be used for investing, but it’s not always a wise idea.
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