Average personal loan rates
Personal loan interest rates today are unusually high, thanks to market forces.
4 min read
Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
Helpful links
Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.
Reviews & tools
Editor's picks
Learn more about personal loans before you apply.
Experts in all things finance
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Certified Financial Education Instructor℠
Senior Loans Writer
Senior Loans Writer
Related topics
The latest
SoFi and LendingClub are both popular online personal loan lenders, but they each have advantages and disadvantages.
Personify and OneMain Financial offer personal loans for bad credit with small loan amounts and a wide range of terms. Each sets similar minimum personal loan rates starting in the double digits, but Personify’s [...]
Find the right lender by doing your research and prequalifying.
PenFed and SoFi are two highly ranked lenders that offer personal loans with competitive rates. The major difference between the two is cost and speed. You may be funded a little more quickly with SoFi, [...]
BNPL can lead to overspending. Here’s what to do if you’re having issues paying.
It can be challenging to get a personal loan with less-than-perfect credit. Lenders like OppLoans and NetCredit understand the struggles faced by consumers with poor credit and offer tailored lending solutions [...]
Avant and OneMain Financial cater to borrowers with bad to fair credit scores.
The interest rate alone doesn’t necessarily tell the whole story about what you owe.
The trusted provider of accurate rates and financial information