Skip to Main Content

Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

Helpful links

Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

LightStream logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Upstart logo
4.8
Rating: 4.8 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Rebecca Betterton headshot

Rebecca Betterton Arrow Right Icon

Certified Financial Education Instructor℠

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

Woman sitting at table looking at open laptop with a blue half circle behind her
Personal loan interest rates today are unusually high, thanks to market forces.
Mixed race man paying bills in living room
Personal loan deferment may be your best option. Find out if it’s right for you.
Financial advisor discussing paperwork with senior couple at dining table
If you’re considering cosigning a loan, know your rights and responsibilities.
Shot of a young man using his mobile phone while laying on his couch at home
Here’s how to qualify for a low-interest personal loan.
Shot of a young couple going through paperwork together on the sofa at home
These loans don’t require collateral and typically charge higher interest rates.
Couple on couch at home looking at laptop
Making a plan to manage your loan will set you up for success.
Black couple, online banking and finance documents for bill payments at home.
A credit score of 670 or higher means you’re likely eligible for a good credit loan.
Young woman working at home
An APR is a snapshot of how much your personal loan will cost each year.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc