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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
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How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

This is the week that was in home equity lending.
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Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
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Qualifying for one is harder than it looks — maybe even harder than your mortgage.
Illustrated collage featuring a house with the words "Denied" above it
They’re hard to qualify for. Here’s how to bounce back from rejection.
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It hangs around. So heirs have to deal with it, lest the lender foreclose.
Image of a house sitting atop money
It boils down to whether investment returns outweigh the interest rates.
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You don’t have to spend a fortune to boost your property’s worth.
This is the week that was in home equity lending.
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