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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
Couple sit in living room discuss receipts, control family budget, calculate household bills to pay
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Couple sits in new home with moving boxes
If you’re looking to borrow money, you’re probably benefiting from this law.
Two architects renovating an apartment
Don’t confuse these soundalikes. They’re quite different.
A senior couple planning their finance and paying bills while using a laptop at home.
Less than you think, probably. Here’s what cuts into the tappable amount.
It’s like applying for a mortgage. Only a tad tougher.
Three people looking over paperwork
Certain expenses are tailor-made for tapping your home equity. Others, not so much.
Home decorated for autumn
It just might be. But don’t forget the fundamentals of how home equity loans work.
Modern bedroom
Not all equity-tapping methods are created equal.
This is the week that was in home equity lending.
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