Average car loan rate by credit
You can still get a decent rate without perfect credit.
4 min read
Auto Loans
Before getting behind the wheel of your new vehicle, compare auto loans, estimate payments and find a financing option that’s right for you. Let Bankrate steer you through the process.
Helpful links
You can still get a decent rate without perfect credit.
Consider the pros and cons of financing a car.
Here’s how to refinance a car loan and save.
Reviews & tools
Editor's picks
Learn more about auto loans before you apply.
Experts in all things finance
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Certified Financial Education Instructor℠
Senior Loans Writer
Senior Loans Writer
Related topics
The latest
It may be easier to take over used car payments when buying a used car privately — here’s how.
How often can you refinance your car? As often as lenders will let you.
The more effectively you manage your loan, the sooner the vehicle will be yours.
Explore your options and get the best rates before you enter the dealership.
Prepare for high rates of inflation if you plan to buy a vehicle this season.
Auto rates will likely not decrease this year. Consider how to still save.
Delinquencies are returning to pre-pandemic levels — see where your state lands.
Secured auto loans are the most common type available.
The trusted provider of accurate rates and financial information