Average car loan rate by credit
You can still get a decent rate without perfect credit.
4 min read
Auto Loans
Before getting behind the wheel of your new vehicle, compare auto loans, estimate payments and find a financing option that’s right for you. Let Bankrate steer you through the process.
Helpful links
You can still get a decent rate without perfect credit.
Consider the pros and cons of financing a car.
Here’s how to refinance a car loan and save.
Reviews & tools
Editor's picks
Learn more about auto loans before you apply.
Experts in all things finance
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Certified Financial Education Instructor℠
Senior Loans Writer
Senior Loans Writer
Related topics
The latest
RateGenius is better for speed. Upstart is the right pick if you have bad credit.
Consider the state of the market before shopping Presidents Day car sales.
Failing to maintain your car can cost you money — and risk your safety.
Check out how much a car detail might cost you.
You may wonder if you’ll need a down payment to refinance your auto loan.
You may not have to surrender your vehicle when you file for bankruptcy. Learn how to avoid it — and when it’s best to just turn the car in.
Wells Fargo lends through dealers, while Credit Direct provides personal loans.
Valley Bank offers fast funding times, but Credit Direct is more flexible.
The trusted provider of accurate rates and financial information